Guides for Consumers

Understanding Cash Advances

Budgeting Your Cash

Tips for Loans Online

  The Loan Process
  • Complete the Loan App
  • No Documents to Fax
  • You will receive a phone call with the amount you are approved for.
  • Accept or reject your payday loan and if you accept the funds are electronically deposited into your account the next day.

    That's it! On your next payday the loan amount plus the finance charge will be drawn from your back account, unless you request an extension.


Frequently Asked Questions

What is a payday loan (cash advance)?

A payday loan is a short term cash advance till your next payday. The cash loan is done for a fee of $30 per $100 borrowed. You should only take out loans for an amount that you can pay.

Do you do credit checks?

People with bad credit can get a payday loan as long as they meet the criteria for our application.

Where does the money get sent?

The money is sent to the bank account you specify in your loan application.

How long does it take to get the money?

If your is approved by 3 pm Mountain Standard Time, you will have the funds deposited into your account the next business day. Loan requests received on a weekend will have the funds deposited into your account by Tuesday. Please make sure to verify the funds have been placed into your account prior to making any withdrawals or writing checks.

How do I get an loan extension?

Its important that you request your loan extension the during the business day prior to your loan due date. The information on how to request an extension is included in your paperwork.

How do you protect my payday loan, personal, and bank information?

All client information is stored on Linux Server with SSL technology and advanced security features in place to protect ALL client information. Access to this information is only done when loans are requested and when we send offers for other services we provide.

What happens if I request a loan on a weekend?

If you request a loan on a Saturday or Sunday the funds will be received by Monday.




First Name:
Last Name:
  I get a regular income
  I make $1000 a month
  I have a bank account


How Payday Loans work

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The most important part of a payday advance is the level of customer service that you receive. That's why we have taken the steps to insure that clients will always get the best customer service for their fastcash loan. We make all of your loan information available online through our secure client system.


Top 5 cities for Cash Advances from USA Payday Advance.

Los Angeles
Washington DC

If you live in any of the cities above and need a cash loan immediately, Apply now

Disclosure: This service does not constitute an offer or solicitation for short term payday loan or cash advance services in all states. This service may or may not be available in your current state of residence. The states this site services may change from time to time without any notice. All aspects and transactions on this site, will be deemed to have taken place in our office in Utah, regardless of where you are accessing this site. Borrower is responsible for complying with any local statutory obligations that may exist in their state or area with respect to any transactions. All rights reserved USA payday