Guides for Consumers

Understanding Cash Advances

Budgeting Your Cash

Tips for Loans Online

  The Loan Process
  • Complete the Loan App
  • No Documents to Fax
  • You will receive a phone call with the amount you are approved for.
  • Accept or reject your payday loan and if you accept the funds are electronically deposited into your account the next day.

    That's it! On your next payday the loan amount plus the finance charge will be drawn from your back account, unless you request an extension.

    The finance charge is $20 per $100 borrowed. See our APR disclosure for information on loan extension fees or go to our contact page and email us.

Local Reliable Faxless Payday Loans

Get Cash For Your Check Before Payday

Why wait to get your check if you need some cash today? You can turn your check into cash right now online! Do not wait till your next payday if you have an emergency need for money, instead get a payday loan today from USA Payday Advance and get the cash you need now. We use a completely faxless system that makes the loan process for borrowers online and consumers who do not have access to a fax machine. To get the money you need now, just complete the form below and get prequalified for your cash loan.








First Name:
Last Name:
  I get a regular income
  I make $1000 a month
  I have a bank account


How Payday Loans work

Apply Online Now

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Disclosure: This service does not constitute an offer or solicitation for short term payday loan or cash advance services in all states. This service may or may not be available in your current state of residence. The states this site services may change from time to time without any notice. All aspects and transactions on this site, will be deemed to have taken place in our office in Utah, regardless of where you are accessing this site. Borrower is responsible for complying with any local statutory obligations that may exist in their state or area with respect to any transactions. All rights reserved USA payday