Guides for Consumers

Understanding Cash Advances

Budgeting Your Cash

Tips for Loans Online

  The Loan Process
  • Complete the Loan App
  • No Documents to Fax
  • You will receive a phone call with the amount you are approved for.
  • Accept or reject your payday loan and if you accept the funds are electronically deposited into your account the next day.

    That's it! On your next payday the loan amount plus the finance charge will be drawn from your back account, unless you request an extension.

    The finance charge is $20 per $100 borrowed. See our APR disclosure for information on loan extension fees or go to our contact page and email us.

Bad Credit Payday Advance

People who have bad credit often find it hard to get a loan. Well that all changes with USA Payday Cash Advance, we approve everyone regardless of their past credit history. All you need to do is complete our online application and we let you know if you qualify with in minutes. Apply today for a bad credit payday loan online

Benefits of our special programs for people with bad credit are listed below.

  • No Faxing
  • Absolutely No Credit Check Payday Loans
  • Any type of credit, you qualify
  • Everything is done online
  • No Documents to send in for your bad credit paydayloan

Bad Credit? You qualify, get a cash advance today






First Name:
Last Name:
  I get a regular income
  I make $1000 a month
  I have a bank account


How Payday Loans work

Apply Online Now

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Disclosure: This service does not constitute an offer or solicitation for short term payday loan or cash advance services in all states. This service may or may not be available in your current state of residence. The states this site services may change from time to time without any notice. All aspects and transactions on this site, will be deemed to have taken place in our office in Utah, regardless of where you are accessing this site. Borrower is responsible for complying with any local statutory obligations that may exist in their state or area with respect to any transactions. All rights reserved USA payday